Insights

An emergency fund is money you save to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill.

Retirement planning in your 50s Retirement planning is one of those things that often gets pushed to the back burner. When you’re young, it’s easy

Characteristics of impulsive spenders A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and it may

There’s almost $18 billion of unclaimed superannuation. Here’s how to find it. When it comes to accumulated retirement savings, many Australians have a strong fear

Records you need to keep When you sell your shares in companies or units in managed funds, most of the records you need will be

Future investment returns are unknown, but past returns are a guide for retirement.  If you’re a member of a superannuation fund, for all intents and

If you’re struggling to pay your bills, a new credit card may not be the best move. See managing debt for other options. How to get the

Embracing the concept of work-life balance In the digital age, where connectivity is constant, achieving a healthy work-life balance has become more challenging than ever.

If you’re employed, your employer should be paying a percentage of your earnings into your super account. It’s worth checking to make sure you’re being

Why having less super isn’t necessarily a financial sweet spot for retirees. Millions of Australians aged 67 and over have just received an Age Pension

Key takeaways: Eligible buyers can purchase or build a new home with a deposit of as little as 5% without the need for lenders’ mortgage

When you’re planning for retirement, consider what kind of home you can afford and what suits your level of independence. Think about whether you want